Case Studies

Asset Finance Leasing from
Thames Valley Asset Finance

Thames Valley Asset Finance has developed a comprehensive suite of Asset Finance Leasing products in order to provide UK businesses with effective, tax efficient and cash flow structured funding solutions. Whether you are looking for a Chattel Mortgage or Business Car Finance, TVAF has access to a comprehensive range of financial facilities for the purchase of vehicles, equipment, plant and machinery, and affiliations with over twenty of the UK’s leading finance houses.

Bringing over 25 years’ experience, we arrange Vehicle, Equipment and Asset Finance solutions for a diverse range of commercial and corporate businesses every year. The most popular types of finance are outlined below, but if you would like to find out more, please contact us, and we’ll be happy to talk to you about the most suitable finance facility for your business needs.

Creating the right Asset Finance Leasing solutions for our clients
TVAF work across a broad range of industry sectors to provide financial facilities for a diverse range of business needs, such as coach finance and construction equipment finance. Detailed below are just a few of the Asset Finance arrangements we have made on behalf of our clients.

Doosan Lynx CNC lathe

TVAF were recently referred into an Oxfordshire based engineering company who manufactured parts for the motorsport industry (to include a number of F1 teams). The company had recently acquired a competitor and needed to acquire three new machines to cope with increased production. The incumbent funder (HBoS asset finance) was happy to organise the finance but at higher rates due to exposure levels.

TVAF arranged for Clydesdale Bank to attend a joint meeting with the client and a facility was agreed on the required terms within a week. The client has since taken delivery of the first two machines and the final machine is due for installation imminently. TVAF’s understanding of the sector, assets being purchased and the clients cash-flow requirement, enabled us to place the business with a suitable lender quickly and without undue delay to the client.

Trailer mounted fork lift trucks

A Berkshire based haulage and distribution company have been using TVAF for their fleet funding requirements for some two years. When the Directors needed to move quickly recently to acquire two fork lift trucks, TVAF provided construction equipment finance, reacting quickly with delivery and payment to the supplier taking place with inside 5 days.

TVAF was able to do this as we had both prior experience of the client and had also established pre-approved credit lines for the client with several lenders. This meant that time was not wasted seeking credit approval and we could act "same day" to draw the finance down for the client.

Lamborghini Gallardo LP560

When a client needed to finance a £175,000 supercar it was suggested that he approach Thames Valley Asset Finance. The transaction was complicated for a number of reasons, to include protracted negotiations with various possible suppliers. The client passed the negotiating to TVAF and we handled the dialogue between the supplier, the funder and the clients’ accountants. TVAF are vastly experienced in this area, with a range of flexible funding solutions on offer.

Vista 258 Motor Cruiser

TVAF were approached by a client in the new year who was looking to raise finance on a motor cruiser. He anticipated that we would advise him to look at a marine mortgage facility. However, we were able to advise that one of the lenders on our panel would agree to fund the boat using a standard Hire Purchase facility. The lender was happy to do so because the loan value was under £50,000. This meant the client saved over £1,000 in possible legal fees (standard with a marine mortgage). As a result of the advice, TVAF were able to complete the purchase inside seven days, enabling the client to take quicker delivery of the boat and save money.

10 x Curtain sided trailers

A Berkshire based Pan European haulage and distribution company approached their existing lender directly to finance a number of HGV’s and trailers at a cost of over £165,000 ex VAT. Imagine the clients concern when their lender said that due to the recent incorporation of the business (having been a sole trader for many years), they could not extend further facilities over and above those already granted. TVAF were approached and we quickly managed to facilitate an agreement on the required terms with two other leading UK Finance Houses. This has enabled the client to take delivery of the equipment and manage their growing distribution contracts. TVAF’s access to over 20 lenders and in depth knowledge of the sector helped achieve this within the required timescales.

Terex Loading Shovel

The recent implementation of Basel II has seen an adjustment in the pricing that UK Banks and Finance Houses charge clients. The effect of Basel II is that lenders now have to manage more closely their Return on Equity. In simple terms it is a case of "risk versus reward".

A client approached TVAF recently when his existing lender had to increase their lending rates to take account of the new legislation. With access to over two dozen lenders we were soon able to offer construction equipment finance of £60k on highly competitive terms.

Al, Aberdeen, Scotland

Finally acquired my dream car, the Lamborghini Murcielago, on the 1st of May 2007. Closing the deal could not have been any easier without the help of Andy Wise of Thames Valley Asset Finance (TVAF). There is minimum hassle as Andy has done most of the ground work for me prior to the sales which include sourcing out the best deal, pre-approving my finance with the lender, attaining all required paperwork and taking the time to advise me of various options to optimise my financial situation. He even flew up to Scotland personally just to let me sign all the necessary documents without me leaving the comfort of my local pub.

This is not my first encounter with TVAF as Andy had sorted out my finance on my Range Rover 5 months ago. The ease and swift transaction made an impression on me then as I got delivery of the Range Rover within days of sourcing the car. And when I came across the Murcielago, it is only sensible to give Andy a call and once again, Andy proves to make wonders. In conclusion, I’m extremely satisfied with the personal service and sound financial advise given by Andy on both occasions and will definitely be contacting Andy again for my next car.

Ping IT Services Ltd

When a client recently expressed an interest in purchasing a super car, TVAF were keen to assist. Here is what the client had to say about TVAF.

"My search for a new sports car covered the length and breadth of the country and as I'd already had a pre-approval of finance with TVAF, I felt comfortable that I could shop with the greatest of confidence in finding the right deal. I viewed several Ferrari F430's as TVAF had pre-approved credit of £135k for me. In the end I spent slightly less when I found my Lamborghini Murcielago with Clive Sutton Premier Marques".

"My dealing with TVAF was uncomplicated, friendly and most of all professional. Both my wife and I have used TVAF three times this year and could not fault any part of the process. We are confident we have found the right broker and will be returning customers, as we feel that they not only recognise what our requirements are but also offer appropriate financial advice on what you are borrowing."

Caice Acoustic Air Movement Ltd

Thames Valley Asset Finance would be a good choice for any business organising asset finance. I have known Andy for more than ten years, TVAF has excellent industry knowledge coupled with access to a wide range of funding solutions for all types of businesses. They offer a common sense approach added to which they give impartial advice, making Thames Valley Asset Finance a pleasure to deal with.

Mike Davison, Consumer

I was put in contact with Andy Wise and Thames Valley Asset Finance during my search for a BMW M3 Coupe. Andy arranged a line of credit that allowed me to go out and buy any example I liked, and the service I received was nothing short of first class.

I was told every step of the way what the finance company needed from me and received daily updates on progress. The whole deal was concluded in less than two weeks and I really felt that TVAF went out of their way to get me the right deal. I highly recommend their services and I look forward to using them again in the near future.

Coach Finance

TVAF were approached in late April 2009 by an existing client, "Baileys of Newbury", a local and very well established coach operator. Baileys wished to replace a number of ageing coaches on their fleet, to include the purchase of two brand new BEULAS 53 and 57 seat luxury coaches and therefore required coach finance.

The Directors of the business had already had indicative coach finance quotations and informal offers from a number of lenders but wanted a second opinion.

A conversation with TVAF then followed, with Baileys subsequently delighted to hear that TVAF felt it could improve on the terms already offered to the business, importantly with a much reduced level of security.

With TVAF's expertise in arranging coach finance, a sound rationale for the coach purchases from the client and the knowledge and enthusiasm of Clydesdale Bank, a facility was quickly approved and drawdown that matched precisely the clients needs. Contact Andy Wise at Thames Valley Asset Finance for more information on now we can assist your business or email awise@tvaf.co.uk.

Ready to talk about what Thames Valley Asset Finance can do for your business?

Simply contact Thames Asset Valley Finance UK and let’s talk about how we can help you make your Asset purchases with confidence. Alternatively, you can find out more about TVAF the Asset Finance Brokers and the complete range of financial facilities we offer, including everything from Chattel Mortgages to Business Car Finance. Or, why not view our Asset Finance Leasing case studies, or even find the answers to your Sale and Leaseback Finance questions.

Thames Valley Asset Finance – specialists in Vehicle, Equipment and Asset Finance solutions.