TVAF - Vehicle, Equipment & Asset Finance Company
0333 1212 400
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Asset & equipment finance
for entrepreneurs

Thames Valley Asset Finance, supporting new start-up business across the UK

When setting up a new business, entrepreneurs can quickly find that their cash is swallowed up with significant start-up costs. Along with the usual costs of employing staff, building a website, marketing and promoting the business and purchasing stock, there is often a need to purchase fixed assets such as equipment or vehicles.

Many of the traditional high street lenders are simply not set up to provide Hire Purchase and Leasing solutions to business starts-ups. If you are not able to offer three years accounts or cannot demonstrate ownership of a previous successful business it can seem difficult and demoralising.

At Thames Valley Asset Finance we have a track record of supporting owner managed "start up" businesses across the Thames Valley and beyond. Recent success stories include;
  • 21k van for a new start building contractors
  • 30k for a new start serviced office provide in the West Midlands, assets financed included carpets, flooring, furniture and a telephone system
  • 65k of play equipment for a children's indoor soft play centre
  • 140k for audio visual equipment, furniture and kitchen equipment for a newly opened Theatre and restaurant in central London
What types of new start business can we lend to?
We can lend to anyone setting up a business, regardless of the sector, albeit some are deemed riskier than others. Typical sectors we can lend into include but are not limited to;
  • Building & Construction
  • Catering
  • Coffee Shops
  • Engineering
  • Fast Food Outlets
  • Gym & Health Clubs
  • Hair & Beauty Salons
  • Hauliers
  • Hire Companies (i.e. car and van)
  • Hotels
  • Laundry/Dry Cleaning
  • Manufacturing
  • Night Clubs
  • Printers
  • Public Houses
  • Recycling
  • Retail outlets
  • Recruitment
  • Serviced Office Operators
  • Tourism & Travel
  • Waste
What is the minimum loan size?
3,000 with no upper limit
What types of assets and equipment can we arrange finance for?
Almost all equipment can be financed, the more commonplace items are listed below but contact us if your enquiry relates to something else, we can probably assist, please contact us?
  • Beauty equipment
  • Brewery equipment
  • Carpets & flooring
  • Cars
  • Catering equipment (i.e. coffee machines, cutlery, fridges and freezers)
  • Commercial vehicles
  • Dental equipment
  • Furniture
  • Garage & MOT equipment
  • Gym equipment
  • IT hardware & software
  • Laundry equipment
  • Photocopiers
  • Racking & storage
  • Scaffolding
  • Security & Fire Alarms
What information do we require to get the finance approved and underwritten for a new start up business?
We like to keep it as simple as possible. If your business is already established, we ask for permission to run credit searches and we'll need to see your latest full accounts and three months' most recent bank statements. If your business is newly trading or yet to open then we ask for permission to run credit searches, your personal bank statements and any business plan where available.
How long can I arrange the finance over?
From 12 month to 5 years, subject to the equipment being funded.
What type of finance agreement will it be?
Our equipment contracts are usually finance lease agreements. How it works is that you choose the equipment and we purchase it from the supplier(s) on your behalf. You will treat the equipment as your own throughout the term of the lease and pay rentals to us. At the end of the term, for a simple fee (typically 1%), we will transfer title of the goods over to you.

For wheeled assets (such as cars, vans and trucks), we can offer a more flexible range of funding solutions from hire purchase through to a finance lease.
Want to know about asset and equipment finance for a start up business?"
Simply get in touch via our contact us page or call us on 0333 1212 400, we are here to help.
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Vehicles, equipment & assets we can finance for your company
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Thames Valley Asset Finance provides Asset, Vehicle and Equipment Finance solutions for UK businesses in the Commercial and Corporate sectors, including machinery finance, lease purchase, finance lease, construction finance.

© Thames Valley Asset Finance. Thames Valley Asset Finance Limited is a credit broker and not a lender. Authorised and regulated by the Financial Conduct Authority. All rights reserved.