Finance Lease

A lesser known form of Asset finance, finance lease is ideal for smaller and developing businesses and non-VAT registered businesses looking for tax efficient ways to purchase Assets.

How does a Finance Lease work?

  1. Choose Asset
  2. Asset appears on your balance sheet
  3. Rent the Asset from your business for an agreed monthly fee, including VAT
  4. Either extend payment, pay a lump sum or return the Asset at the end of the term

 

Benefits of a Finance Lease
  • Provides freedom and control over your cash flow
  • Low initial outlay
  • Tax efficient as VAT is claimed back against rental payments
  • Cash back option if you choose to sell the asset

 

Thames Valley Asset finance are specialist asset finance brokers with access to over 40 different lenders. We can put creative solutions together for loss-making businesses and individuals with a difficult credit history. We are able to support start-ups and companies with ambitions to grow their business.

 

Watch Our Asset Finance Video

Case Studies

Read how we’ve helped other businesses arrange finance for business growth.

Hire Purchase loan supports successful business through COVID-19 lockdown

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Several TVAF clients return to us as their business grows or their circumstances change. Our Essex-based road marking client needed to purchase a second-hand road sweeper for £53,000 to allow them to clear up after they’ve put white lines and road markings on the motorways.

Asset funding secured for rapidly growing start-up

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A great example of how TVAF can provide competitive asset finance deals for a start-up who have previously been denied asset finance. We were introduced to this mobile tyre fitting company via the client’s accountant, who was based in Kent. Having started trading only three months earlier, he was in the enviable position of needing to secure £12,000 of commercial vehicle funding for a second vehicle for a new member of staff. Our client had found a Nissan Navara Acenta at an independent 4x4 dealer and needed competitive asset finance to manage his cashflow.

Sale and Hire Purchase back facility allows tight control over heating project

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A manufacturing client based in Dorset had commissioned the installation of a £32,000 radiant heating system to replace the old and inefficient system currently in their site, so that they could benefit from a better heating system in a large space and less expense on energy bills.

Testimonials

We’re very proud of the nice things our clients say about us.

Director, Tech Company

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You were there when we needed the support last year and for that, I’ll always be grateful for.  Seriously, I do believe that without your help at the time, I don’t think the business would be here now.  Here and thriving, so thank you!

PF, Ice cream vendor, Berkshire

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Thank for dropping off a copy of the hire agreement to me. Great job Andy, I will definitely recommend you.

Company Director, Walsall

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We have financed Company & Private vehicles through Steve for the last few years. Ranging from Sportscars to commercial vehicles

Company Director, Southampton

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At a time where funding was required for a start up I found TVAF sensible, responsive and supportive, particularly the advice and proactivity from Carol Westlake personally made a big difference. I would thoroughly recommend contacting TVAF for your funding needs, especially when banks and others prove to be so bureaucratic and risk averse...

Mohammad, 1st Class Carriage

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I have known Andy since 2007. Being in the chauffeuring industry we need to change our fleet every 3/4 years . It takes 2 phone calls to Andy and the whole deal is done and the vehicles are ready to be collected. He will personally take care of everything. He has been contactable whilst on holiday. Will find you the best deal to suit you. I wouldn’t use anyone else.