Refinance Loans

Many business owners aren’t aware of the capital they have locked away in their business which could be the key to achieving their long term growth objectives.

How does refinancing work?
  1.  TVAF assesses the value of your asset
  2.  The business sells the asset to the lender based on the valuation that TVAF has agreed
  3.  You continue to use the asset in your business, paying the lender back monthly
  4.  You benefit from the cash injection in to your business, to help you grow
Who can benefit?
  • Start ups with assets but who need investment to grow
  • Established businesses who require cash to secure a new deal or to over-come unforeseen events
  • Individuals or businesses with problematic credit history


Find out more about refinance loans by calling our team on 01635 785 400.

Watch Our Asset Finance Video

Case Studies

Read how we’ve helped other businesses arrange finance for business growth.

£100k Unsecured Business Loan for car parts company

As established car parts company was introduced to us by a contact who knows exactly how TVAF work and the funding solutions we can help with. The client already had an Invoice Finance facility, but was looking to grow the business and purchase some stock.

£200k Secured Loan for start up Pizzeria

Who doesn't love a Pizza? When we were introduced to a businessman who was looking to open his second Pizzeria, we were more than happy to see how we could help. 

Mixed asset refinance and ABL facility for a locally based stonemasons.

A local business trading for more then 10 years was introduced to us by their accountant. The business invested in new equipment and technology as well as infrastructure, back in  2021. However, straight after setting up the new equipment, the landlords gave the business 6 months to move. The owners of the property had been trying to get planning permission for 14 years but had always been denied. Having finally managed to gain permission, they wanted to press ahead and clear the site

£160,000 Car Hire Purchase facility for Company Director

The Range Rover Autobiography is the epitome of luxury and long gone are the days of Land Rovers simply being loved by farmers alone. Following a referral from a local accountant, we were asked to assist this high-net-worth property entrepreneur with Range Rover finance. With a new car on order and a highly complex income structure, our task was to secure luxury car finance at a competitive rate of interest.

Unsecured Loan for growing business

When your business starts to grow it often means you have to take on extra staff and sometimes you need larger premises.  That is exactly what happened to one of our previous clients. They were winning more contracts and as their main resource is people, this had an impact on cashflow. 


We’re very proud of the nice things our clients say about us.

Director of New Start Camper Van Business

"I wish to thank you and Carol very much for your assistance in securing finance for "Maggie", the first of, I hope, many Wee Coos! The process from start to finish was flawless and both your professionalism and transparency was much appreciated.

Director of growing business - London

The money has landed in our account, all good. Thank you for your help. Once we've moved it would be nice to show you around our new offices. 

Company Director - Hampshire

I met Steve at a Thames Valley Chamber of Commerce event a couple of months ago. He and the team have been fantastic getting the finance in place quickly and with zero fuss. I couldn’t recommend them more!

Business Entrepreneur

I was introduced to TVAF by my mortgage advisor.  Having worked in business for many years I look to work with people who I get on well with and look after my interests. A professional service and a good relationship is key.   

Company Director in North West England

It's an amazing car mate. Absolutely stunning, it drives like it's gliding. Thanks for all you continued help.