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Asset Finance

Business Loans

Finance Lease

A lesser known form of Asset finance, finance lease is ideal for smaller and developing businesses and non-VAT registered businesses looking for tax efficient ways to purchase Assets.

How does Finance Lease work?

  1. 1. Choose Asset
  3. 2. Asseet appears your balance sheet
  5. 3. Rent the Asset from your business for an agreed monthly fee, including VAT
  7. 4. Either extend payment, pay a lump sum or return the Asset at the end of the term

 

Benefits of a Finance Lease
  • Provide freedom and control over your cash flow
  • Low initial outlay
  • Tax efficient as VAT is claimed back against rental payments
  • Cash back option if you choose to sell the asset

 

Thames Valley Asset finance are specialist asset finance brokers with access to over 40 different lenders. We can put creative solutions together for loss-making businesses and individuals with a difficult credit history. We are able to support start-ups and companies with ambitions to grow their business.

 

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Case Studies

Read how we’ve helped other businesses arrange finance for business growth.

Using VAT loans as a long-term cash-flow strategy

Business Loans
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Our long-standing TVAF client has used VAT loans as part of their cash-flow strategy for many years. When each quarterly VAT bill is due, our client contacts us to  arrange a VAT loan which allows them to spread the cost of their VAT payments over a three-month term.
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Loan funding for tech company through a restructure/growth phase

Business Loans | Finance Partners
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Upgrade to fleet for local Ice Cream business

Asset Finance | Finance Partners
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Hire Purchase loan supports successful business through COVID-19 lockdown

Asset Finance | Finance Partners
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Several TVAF clients return to us as their business grows or their circumstances change. Our Essex-based road marking client needed to purchase a second-hand road sweeper for £53,000 to allow them to clear up after they’ve put white lines and road markings on the motorways.
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Asset funding secured for rapidly growing start-up

Asset Finance | Finance Partners
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A great example of how TVAF can provide competitive asset finance deals for a start-up who have previously been denied asset finance. We were introduced to this mobile tyre fitting company via the client’s accountant, who was based in Kent. Having started trading only three months earlier, he was in the enviable position of needing to secure £12,000 of commercial vehicle funding for a second vehicle for a new member of staff. Our client had found a Nissan Navara Acenta at an independent 4x4 dealer and needed competitive asset finance to manage his cashflow.
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SEE ALL CASE STUDIES

Testimonials

We’re very proud of the nice things our clients say about us.

Director, Tech Company

Business Loans | Finance Partners
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You were there when we needed the support last year and for that, I’ll always be grateful for.  Seriously, I do believe that without your help at the time, I don’t think the business would be here now.  Here and thriving, so thank you!
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PF, Ice cream vendor, Berkshire

Asset Finance | Finance Partners
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Thank for dropping off a copy of the hire agreement to me. Great job Andy, I will definitely recommend you.
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Company Director, Walsall

Asset Finance | Finance Partners
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We have financed Company & Private vehicles through Steve for the last few years. Ranging from Sportscars to commercial vehicles
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Company Director, Southampton

Business Loans | Finance Partners
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At a time where funding was required for a start up I found TVAF sensible, responsive and supportive, particularly the advice and proactivity from Carol Westlake personally made a big difference. I would thoroughly recommend contacting TVAF for your funding needs, especially when banks and others prove to be so bureaucratic and risk averse...
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Mohammad, 1st Class Carriage

Asset Finance | Finance Partners
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I have known Andy since 2007. Being in the chauffeuring industry we need to change our fleet every 3/4 years . It takes 2 phone calls to Andy and the whole deal is done and the vehicles are ready to be collected. He will personally take care of everything. He has been contactable whilst on holiday. Will find you the best deal to suit you. I wouldn’t use anyone else.
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SEE ALL TESTIMONIALS