Invoice Finance

If cash flow is a problem in your business, invoice finance or invoice factoring is a brilliant way to get funds in to your business against the cash that is owed to you by your customers.

Invoice finance can give you working capital in your business that can help you hire staff, buy products and order materials, all based on the guarantee that your cash flow will improve once your clients pay their outstanding invoices.

But couldn’t I Just Use My Overdraft For That?

An overdraft is a fixed sum and isn’t flexible, unlike invoice finance which grows in-line with your sales. It works like this:

• Your business supplies good and services to your customer, and raises an invoice with agreed payment terms
• We provide a percentage of the invoice as an advance to you, usually around 80-90%
• The balance of your invoice is paid to you once the customer has paid in full.

At Thames Valley Asset Finance, we are independent invoice finance brokers, which means we are able to provide a range of invoice finance products to suit you having reviewed the offer from over 40 lenders in the market.

Our expert team work with business of all sizes to provide advice and tailored invoice financing and invoice factoring solutions that give them access to the money they are owned, when they need it.

Find out more about how invoice finance can bring much needed cash flow in to your business – call us on 01635 785 400.

Watch Our Asset Finance Video

Case Studies

Read how we’ve helped other businesses arrange finance for business growth.

Hire Purchase loan supports successful business through COVID-19 lockdown

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Several TVAF clients return to us as their business grows or their circumstances change. Our Essex-based road marking client needed to purchase a second-hand road sweeper for £53,000 to allow them to clear up after they’ve put white lines and road markings on the motorways.

Asset funding secured for rapidly growing start-up

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A great example of how TVAF can provide competitive asset finance deals for a start-up who have previously been denied asset finance. We were introduced to this mobile tyre fitting company via the client’s accountant, who was based in Kent. Having started trading only three months earlier, he was in the enviable position of needing to secure £12,000 of commercial vehicle funding for a second vehicle for a new member of staff. Our client had found a Nissan Navara Acenta at an independent 4x4 dealer and needed competitive asset finance to manage his cashflow.

Sale and Hire Purchase back facility allows tight control over heating project

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A manufacturing client based in Dorset had commissioned the installation of a £32,000 radiant heating system to replace the old and inefficient system currently in their site, so that they could benefit from a better heating system in a large space and less expense on energy bills.

Testimonials

We’re very proud of the nice things our clients say about us.

Director, Tech Company

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You were there when we needed the support last year and for that, I’ll always be grateful for.  Seriously, I do believe that without your help at the time, I don’t think the business would be here now.  Here and thriving, so thank you!

PF, Ice cream vendor, Berkshire

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Thank for dropping off a copy of the hire agreement to me. Great job Andy, I will definitely recommend you.

Company Director, Walsall

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We have financed Company & Private vehicles through Steve for the last few years. Ranging from Sportscars to commercial vehicles

Company Director, Southampton

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At a time where funding was required for a start up I found TVAF sensible, responsive and supportive, particularly the advice and proactivity from Carol Westlake personally made a big difference. I would thoroughly recommend contacting TVAF for your funding needs, especially when banks and others prove to be so bureaucratic and risk averse...

Mohammad, 1st Class Carriage

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I have known Andy since 2007. Being in the chauffeuring industry we need to change our fleet every 3/4 years . It takes 2 phone calls to Andy and the whole deal is done and the vehicles are ready to be collected. He will personally take care of everything. He has been contactable whilst on holiday. Will find you the best deal to suit you. I wouldn’t use anyone else.