Lease Purchase

Ideal if you need an Asset for your business, but if you don’t have the cash readily available.


How does Lease Purchase work?

  1.  Choose Asset
  2.  Pay deposit
  3.  Pay monthly instalments
  4.  Pay a lump sum at the end of the term, based on projected value of the asset


Why use Lease Purchase?

• Perfect for high value assets or luxury vehicles if you’re looking for lower monthly repayments

• Retain ownership of the asset

• Frees up your cash flow, avoiding huge lump sum payments

• Appearing on your balance sheet, you’ll be able to deduct tax against the asset

Thames Valley Asset Finance are completely independent asset finance specialists, with access to over 40 finance lenders.

We support start up businesses plus growing businesses. We can put together creative finance packages for loss-making businesses and individuals with a poor credit history.

Get in touch with our team on 01635  785 400.


Watch Our Asset Finance Video

Case Studies

Read how we’ve helped other businesses arrange finance for business growth.

Hire Purchase funding for growing service business

While lockdowns and Covid may seem a distant memory, it has taken time for businesses to bounce back.  That was certainly case for our returning  client who  repaired and maintained lifts. With the closure of offices during Covid and people working from home, demand for their services sharply fell. 

Term loan for new dental surgery

With a perceived shortage of dentists across the UK it was great to be able to assist a new start practice.  The business owners had many years experience in the sector but were setting up a new 'Squat' dental practice. In essence this is starting up a site from scratch rather than taking over an existing business.

Ticket Machines funded via Hire Purchase Facility

If you run a successful bus & coach business you need to keep on top of the latest technology; whether that's electric buses or the latest ticket machines.  It was the latter we were approached to fund, with machines being replaced in 6 buses. With everything seeming to go contactless, long gone are the days of buying a ticket with cash from a conductor!

Hire Purchase facility for McLaren 720 financed via a Limited Company

A company director based north of the border had his heart set on buying a used McLaren.  But rather than buying it in his personal name, he wanted to finance it via his limited company. We can finance cars in either personal or company names, but we would always recommend speaking with your accountant or financial advisor first to determine the best route. 

Merchant Cash Advance for Online Retailer

If you are running a retail business whether on the high street or online you will undoubtedly have a need for new stock.  Buying new stock often has an impact on cashflow, especially as it can take a number of months for the new stock to sell and profits to be realised.  


We’re very proud of the nice things our clients say about us.

Director of New Start Camper Van Business

"I wish to thank you and Carol very much for your assistance in securing finance for "Maggie", the first of, I hope, many Wee Coos! The process from start to finish was flawless and both your professionalism and transparency was much appreciated.

Director of growing business - London

The money has landed in our account, all good. Thank you for your help. Once we've moved it would be nice to show you around our new offices. 

Company Director - Hampshire

I met Steve at a Thames Valley Chamber of Commerce event a couple of months ago. He and the team have been fantastic getting the finance in place quickly and with zero fuss. I couldn’t recommend them more!

Business Entrepreneur

I was introduced to TVAF by my mortgage advisor.  Having worked in business for many years I look to work with people who I get on well with and look after my interests. A professional service and a good relationship is key.   

Company Director in North West England

It's an amazing car mate. Absolutely stunning, it drives like it's gliding. Thanks for all you continued help.